Facing a rate increase on your long-term care insurance policy? Apply Phyllis Shelton’s formula to evaluate whether or not to accept it before making any decisions.
Mar 22
Forever and Ever Amen
My last article “Goodbye in Her (or His) Eyes” was a little hard to read as it discussed situations in which a healthy spouse doesn’t stick around when the other spouse needs long-term care…either by choice or by death. Just a few days after it was published, I heard from an agent who has been …
Feb 02
Goodbye in Her (or His) Eyes
We all know the timeless wedding vows and most of us have spoken them. When caregiving becomes 24/7, sometimes these vows are broken. An awful thought, you say?
Jan 27
Planning for Long-Term Care is Gentle On My Mind
Glen Campbell is now a permanent member of the ranks of Alzheimer’s victims. The first music artist to make #1 on the country and contemporary charts at the same time, he is Stage 6 now and sometimes requires two caregivers to be sure he is safe.
Jan 05
Long-Term Care is All About the Family…Not the Bass
People worry more about being a burden on their kids when it comes to long-term care than they do about the exorbitant financial cost of extended health care.
Sep 11
Seeking Solutions with Suzanne
Suzanne sits down with Phyllis Shelton, President of LTC Consultants and author of “Protecting Your Family with Long-Term Care Insurance” to discuss long-term care. Long-term care is provided when people need help getting through the day. It can become necessary for many reasons including strokes, MS, Parkinson’s and accidents. Often, it is the only thing …
Sep 01
Mothers Don’t Let Your Daughters Grow Up To Be Caregivers
Without a plan, millions of daughters will be thrust into providing care for an aging parent, at great emotional, mental and physical cost, a much greater toll than financial.
Aug 16
Should You Accept an 85% Rate Increase?
As horrendous as an 85% rate increase sounds, it becomes not so horrendous when you analyze it. Here’s a case study along with my advice.
Apr 27
I Thought My Husband Would NEVER Use His LTC Insurance
There are no guarantees in life. I just heard from a grateful client who is so glad her husband bought LTC insurance.
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