Over 99% of long-term care insurance policies sold today are tax-qualified,* which means the way to get a claim paid is the same as it is Federally controlled in order for the premiums to be tax-free according to IRS guidelines and enjoy other tax incentives. Just like you can need care physically or mentally, you can trigger the benefits in one of those two ways.
Category: How Does Long-Term Care Insurance Work?
Understanding Long-Term Care insurance and its benefits.
Sep 03
Consumer Protections in Today’s Long-Term Care Insurance Policies
There are many protections for consumers in today’s long-term care insurance policies.
Mar 13
Your Customized Benefit Selection Process
The following is an abbreviated section from my book The ABC’s of Long-Term Care Insurance – keepin’ it REALLY simple for you, folks! To simplify the benefit selection process, there are six major choices that impact a premium. Here is each choice and a recommendation. 1a) Daily or Monthly Benefit – Look at the average …
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The ABCs of Long Term Care Insurance
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Protecting Your Family
With Long-Term Care Insurance
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Protecting Your Family
With Long-Term Care Insurance
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