You’re not sure LTC insurance is the best solution for you? No problem. After you read this book, you will know enough to make an informed decision and I will have done my job.
Category: Featured
Dec 16
Free brochure to share with all you know to save state budget dollars for education and public safety
I’ve been trying since July 2010 to bring attention to the fact Americans think deciding to insure for long-term care is a personal choice, affecting only them. Americans are really choosing between paying long-term care insurance premium which leaves dollars in the state budget for education or not buying LTC insurance, which diverts state budget …
Sep 07
Tribute to Ann Orman
Suze Orman’s “Southside Girl” passed away this week and when I sent my condolences, Suze immediately sent the obituary she wrote for the Chicago Sun Times right back to me. This is the mom that she was spending $25,000 a month on because her mother would never sign the application to allow Suze to buy …
Aug 21
Planning for Long-Term Care Inflation Isn’t Rocket Science, Folks
The new John Hancock Benefit Builder product has turned long-term care insurance into an investment instead of an insurance product.
Jul 14
How the Supreme Court Decision Affects Long-Term Care Insurance
The Supreme Court decision on June 28, 2012 makes it even more critical for people to own long-term care insurance as it is highly questionable as to how many Medicaid dollars will be there for LTC in the future. In 20-30 years, people who need long-term care will be sharply divided between haves and have-nots. Many people who elected to self-insure will be squarely in the middle of the have-not bucket as the cost of care soars to $1000 a day in 30 years. Money buys choices. Without long-term care insurance, most families simply won’t have the money to buy care and their worst nightmare will happen as the burden for their care falls on their children and grandchildren.
Mar 22
Bad Advice to Lower Daily Benefit to Lower LTC Insurance Premium
Response to Terry Savage article “Long-Term Care-LESS”, MoneyShow.com, March 19, 2012 http://www.moneyshow.com/investing/article/11/Blog-27057/Long-Term-Care-LESS/ The 90% rate increase by John Hancock is not a responsible rate increase in my opinion. They were asleep at the wheel, not realizing that was coming. But in all fairness – this article makes it sound like long-term care insurance rate increases …
Mar 19
How Old are People When They Need Long-Term Care?
Last week we established that most long-term care doesn’t happen in a nursing home. Most of it is provided by a primary caregiver in the home. That caregiver is usually a woman, and she could be a daughter or daughter-in-law or a spouse. She could even be a mom, like my cousin who took six …
Mar 12
What is Long-Term Care?
There are many names for this event that can dramatically affect your relationships with others – your parents, children, siblings, and yes, it can and does affect marriages and committed relationships in many ways. Together we will explore the financial side of course, but not stop there. The most common name for this is long-term …
Now Available
The ABCs of Long Term Care Insurance
- PLUS -
Protecting Your Family
With Long-Term Care Insurance
- PLUS -
Protecting Your Family
With Long-Term Care Insurance
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