Planning for long-term care is best done with information gathering to make an informed decision. The “deer in headlights” approach doesn’t work.
Category: Cost of Long Term Care
Indepth discussion and information related to the cost of Long Term Care.
Mar 11
The New Directions of LTCI
The New Directions of LTCI (written for Agent Sales Journal, January 2010 issue) Research from McKinsey & Co. finds that the average American family will face a savings gap of $250,000 at the time of retirement. Even with payments from Social Security and pensions, as well as personal savings in 401(k) and other retirement plans, …
Mar 11
Is CPI Inflation Adequate?
You will definitely want to pick up Prudential’s 2010 Long-Term Care Cost Study, which measures trends in costs associated with the major forms of long-term care services. (See the link to this survey under “What Does Long-Term Care Cost?” on this site.) I’ve seen the cost of care increase an average of 5-6% compounded annually …
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