Phyllis Shelton

Phyllis Shelton is the President of LTC Consultants, a Nashville-based company that she founded in 1991 specializing in long-term care insurance sales training, consumer education and marketing materials. She is widely considered to be the leading long-term care insurance sales trainer in the country. Now her heart goes out to anyone who doesn't have a local insurance professional to help them consider long-term care insurance, and she is willing to be a resource for those people, or their financial advisors.

Most commented posts

  1. What happens if a LTC insurer goes out of business? How common does this happen? — 45 comments
  2. Your Customized Benefit Selection Process — 44 comments
  3. Welcome SUZE ORMAN Readers and Everyone Else! — 37 comments
  4. How much does long-term care insurance cost? (rate calculator for sample plan) — 36 comments
  5. The Secret Medicare Plan that No One Tells You About — 35 comments

Author's posts

Dec 13

Welcome SUZE ORMAN Readers and Everyone Else!

Confused about long-term care insurance? Please watch this 12 minute educational video by Phyllis Shelton.

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Dec 12

How Much Does Long-Term Care Insurance Cost?

Compare Hybrid and Traditional Long-Term Care (LTC) Insurance Traditional LTC insurance (LTCi) is a standalone policy that reimburses you for eligible long-term care services in exchange for a premium that in most policies can increase. The premium is waived while you are receiving benefits. If you do not need care, your premium stays with the …

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Jan 01

What your state lets you keep, effective 7/1/2024

This is a table that shows the minimum assets and income each state allows nursing-home residents and their spouses to keep.

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Dec 07

A Guaranteed Plan in a Volatile Market

If you are an investor, think about your portfolio right now. How pleasant would it be having to pull $6,000 a month from it today for eight hours a day of home care?  Or $18,000 a month 20 years from now? Or $24,000 a month 30 years from now? Which stock or property would you sell? If …

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Nov 18

The Secret Medicare Plan that No One Tells You About

Saving Money

Medicare supplement plan – most out-of-pocket could be $25-$32 a month

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Dec 24

The Question Every [Millennial / Gen X / etc.] Should Be Asking Their Parents

Okay. You need a grownup question to ask your parents besides, Can I borrow the car keys? Or Have you seen my car keys? When am I going to get a car? Can I get a raise on my allowance? Can I have a toy, ice cream, ANYTHING? You are WAY PAST those whiny ones. …

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Nov 23

LIVE Phyllis Shelton Webinar Dec 3rd at 1 pm EST

Did you miss it? NO PROBLEM. Just click here:“Everything You Need to Know About LTC Insurance But Were Afraid To Ask”www.buddyins.com/suze-orman Hey everyone! Wasn’t the webinar with Joy Loverde on “Who Will Take Care of Me When I’m Old?” fantastic? I will be listening to it a couple more times!  So many of you submitted questions about …

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Jun 02

Own Life Insurance and Need Money? The Sicker the Better

Don’t cancel a life insurance policy without reading this. You could be throwing away thousands of dollars.

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May 25

Coronavirus and LTC Insurance

Some of you may be wondering if there is an impact. Applying for LTC insurance can be a little tricky right now as some of the carriers have put an age cap of 70 or younger for applications. This has happened because normally older applicants have a face-to-face interview which some carriers and families as …

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Mar 23

Free online assessment to keep older family members safe during the CoronaVirus

Assisted Living Locators is a free, nationwide senior care placement and referral service for in-home care, independent retirement options, assisted living, memory care, and skilled nursing facilities. If you have a loved one whom you are concerned about during this challenging time, this is a place you can go to see if he or she …

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