What your state lets you keep, effective 1/1/2025

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The table below gives the minimum assets and income each state allows nursing-home residents and their spouses to keep. The federal government sets new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits.

StateYour asset allowanceYour spouse’s minimum asset allowanceYour personal monthly needs allowanceYour spouse’s minimum monthly income allowance
Alabama*$2,000$31,584$30$2,555
Alaska*$2,000$157,920$200$3,948
Arizona*$2,000$31,584$141.45$2,555
Arkansas*$2,000$31,584$40$2,555
CaliforniaNo LimitNo Limit$35$3,948
Colorado*$2,000$157,920$105.56$2,555
Connecticut$1,600$50,000$75$2,555
Delaware*$2,000$31,584$50$2,555
District of Columbia*$4,000$31,584$103.20$3,948
Florida*$2,000$157,920$160$2,555
Georgia*$2,000$157,920$70$3,948
Hawaii$2,000$157,920$50$3,948
Idaho*$2,000$31,584$40$2,555
Illinois$17,500$129,084$60$3,948
Indiana*$2,000$31,584$52$2,555
Iowa*$2,000$31,584$50$3,948
Kansas$2,000$31,584$62$2,555
Kentucky*$2,000$31,584$60$2,555
Louisiana*$2,000$157,920$38$3,948
Maine*$10,000$157,920$40$2,555
Maryland$2,500$31,584$102$2,555
Massachusetts$2,000$31,584$72.80$2,555
Michigan*$2,000$31,584$60$2,555
Minnesota$3,000$157,920$125$2,555
Mississippi*$4,000$157,920$44$3,948
Missouri$5,909.25$31,584$50$2,555
Montana$2,000$31,584$50$2,555
Nebraska$4,000$31,584$75$2,555
Nevada*$2,000$157,920$154$3,948
New Hampshire*$2,500$31,584$74$2,555
New Jersey*$2,000$31,584$50$2,555
New Mexico*$2,000$31,584$94$2,555
New York$31,175$74,820$50$3,948
North Carolina$2,000$31,584$70$2,555
North Dakota$3,000$31,584$100$2,555
Ohio*$2,000$31,584$50$2,555
Oklahoma*$2,000$31,584$75$3,948
Oregon*$2,000$31,584$77.14$2,555
Pennsylvania*$2,400**$31,584$60$2,555
Rhode Island*$4,000$31,584$75$2,555
South Carolina*$2,000$66,480$30$3,948
South Dakota*$2,000$31,584$100$2,555
Tennessee*$2,000$31,584$50$2,555
Texas*$2,000$31,584$75$3,948
Utah$2,000$31,584$45$2,555
Vermont*$2,000$157,920$79.93$2,555
Virginia*$2,000$31,584$40$2,555
Washington*$2,000$68,301$103.20$2,555
West Virginia*$2,000$31,584$50$2,555
Wisconsin*$2,000$50,000$55$3,406.66
Wyoming*$2,000$157,920$50$3,948

* These are “income cap” states. If your income is higher than $2,901 a month, you cannot qualify for Medicaid even after spending down all assets, unless you set up a Miller trust.

**$8,000 for income under $2,199